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4 Reasons to Purchase an Extended Warranty

Buying a car is a big commitment. Don’t let it turn into a costly one by continually paying for expensive repairs.Whether you’re purchasing a new or used vehicle, it’s important to protect yourself from future expenses. An extended warranty can help take some of the pressure off. What Is An Extended Warranty? An extended warranty…

10 Of the Most Common Financial Mistakes You Should Avoid Making

Economic hardship can be a product of avoidable common financial mistakes. Even if you are already facing financial difficulties, steering clear of these mistakes could set you up for success. 1. Missing or Skipping a Payment Timeliness and consistency with loan payments account for 35% of your credit score. Missing or skipping payments is one…

Auto Insurance: Reducing Your Costs

Auto insurance can be expensive. Although a variety of factors determine how much a typical driver pays, you may still be able to reduce your costs. Discover what may be contributing to your auto insurance bill and how you could effectively save going forward. Factors that Affect Costs: There are a number of different factors…

Should You Refinance?

It’s not easy being on the fence when deciding whether or not you want to refinance your home. Refinancing a mortgage means paying off an existing loan and replacing it with a new one. There are many reasons why a homeowner would choose to refinance, but is it a good idea for your specific needs?…

Tips on Refinancing your Home

Refinancing your mortgage will pay off your existing home loan and replace it with a new one. Potential benefits may include receiving more favorable terms, like a lower interest rate or lower monthly payments. Refinancing could also let you tap into the home’s equity to take cash out for home improvements. The following refinance tips…

How to Repair Your Own Credit

Credit report mistakes are common. According to the Federal Trade Commission, two studies found that almost 15% of consumers have an error on at least one of their credit reports. Don’t be discouraged if you find any mistakes; it’s common and could easily be solved! There are several ways to approach errors on a credit…

Reading Your Credit Score: A Simple How-To

Assessing your credit reports is one of the many responsibilities that come with adult life— for many, understanding how to read and digest the information that a credit report contains can be difficult. If you are new to credit or are still struggling to understand the dynamics of your report, you’ve come to the right…

Drowning in Bills? Renegotiate Your Monthly Bills

It’s easy to go on autopilot when reviewing monthly bills, especially when the bills amount to the same every month. Most people take monthly bills at face value, thinking they are immalleable company policy. But what if we told you that a simple negotiation of your monthly bills could cut your expenses and make a…

How to Save Money with Solar Power

Green energy is becoming popular at a fast rate, and solar is one of the best energy-efficient options for homeowners. Solar energy, when captured with solar systems, is converted into usable electricity. These solar systems offer significantly reduced power bills for a lifetime, and the savings start as soon as they are installed. While there…

Car Buying: Finding Your Perfect Vehicle

There are thousands of options when it comes to picking out a new car, and finding your perfect match isn’t always easy. Start by narrowing down your options — figure out how much space you’ll need, if you’re more interested in fuel economy or power, and if there are any must-have features on your list.…