Your Home for Financial Freedom Resources
Subscribe to our Newsletter
Enter your Email Address and become part of the Smart Financial Freedom community
Mortgage lenders generally say that an affordable home is one that costs no more than three to five times your annual household income. A 20% down payment is traditional, but special loans or grants may be available to help with that payment, particularly for first-time homebuyers. You also need to be prepared to pay for…
The road to freedom from debt begins by being fully aware of just how much debt you have. Begin the process by making a comprehensive list of all your debt amounts, as well as details like interest rate, monthly payment amount, and due date. While you’re at it, take a look at the areas where…
Before you look into auto loans, you should first look up your credit score. In general, the higher your credit score, the better terms you’ll be able to get from a lender. If you’re worried about your credit score being low, take some time to improve it. You may be able to raise your score…
There are some credit repair tactics that help yield benefits quickly. By following these tips, you may soon start to see your credit score improving. Each of the three major credit bureaus allow you to get one free credit report per year. These checks won’t affect your credit score, and if you space them out,…
Your credit report shows how each of the three major credit bureaus rate your credit. Since each bureau has its own method of analyzing your financial history, it’s important to look at all three scores. Typically, your payment history and the amount of money you owe are the largest factors in your credit score. Smaller…
- « Previous
- 1
- 2
- 3